← Back to Home

Accounts Receivable Management

Finortal AR

Transform your accounts receivable operations with intelligent automation. From credit management to collections, streamline your entire AR process to reduce DSO, improve cash flow, and strengthen customer relationships.

Finortal AR Dashboard
30%
DSO Reduction
40%
Cash Flow Improvement
50%
Bad Debt Reduction
80%
Collection Efficiency

Everything You Need

Automated credit scoring and monitoring
Intelligent collections prioritization
Multi-channel communication automation
Dispute management and resolution
Real-time AR aging and reporting
Customer self-service portal
Payment plan and promise management
Integration with major ERP systems

Why Choose Finortal AR?

1

Reduce DSO

Cut days sales outstanding by 20-30% with intelligent collections strategies.

2

Improve Cash Flow

Accelerate cash collection and reduce bad debt write-offs.

3

Automate Collections

Eliminate manual dunning with automated, personalized communication.

4

Reduce Bad Debt

Identify high-risk accounts early and take proactive action.

5

Enhance Customer Experience

Provide self-service options and proactive communication.

6

Increase Productivity

Let your team focus on high-value activities while automation handles routine tasks.

Industry Best Practices

Our SOPs are built on years of industry experience and best practices from leading finance teams.

Credit Management SOP

Establish credit evaluation criteria: financial statements, trade references, credit bureau reports. Set credit limits based on risk assessment and business relationship. Review credit limits annually or upon significant order increases. Monitor credit exposure and implement hold procedures for exceeded limits. Document credit approval authority matrix by dollar amount.

Collections Strategy SOP

Segment customers by risk score, invoice age, and payment history. Define contact frequency: current (monthly), 30 days (weekly), 60+ days (daily). Escalate accounts through collection phases: reminder, demand, final notice, legal. Document all customer contacts with dates, commitments, and outcomes. Review collection effectiveness monthly and adjust strategies.

Dispute Resolution SOP

Categorize disputes: pricing, quantity, quality, delivery, documentation. Acknowledge disputes within 24 hours of receipt. Assign disputes to appropriate departments for investigation. Resolve disputes within 10 business days or escalate. Track dispute root causes and implement preventive measures.

Cash Application SOP

Apply payments within 24 hours of receipt. Match payments to invoices using remittance data. Research and resolve unapplied cash within 48 hours. Process deductions according to deduction management procedures. Reconcile daily cash receipts to bank deposits and ERP postings.

Expert Insights

Deep domain expertise built into every feature, based on years of industry experience.

AR Metrics & KPIs

DSO (Days Sales Outstanding) measures average collection time. Best practice DSO is within 10 days of payment terms. CEI (Collection Effectiveness Index) targets above 80%. Bad debt ratio should remain below 0.5% of sales. AR turnover indicates how often receivables are collected annually. Aging reports track invoice distribution by age buckets.

Credit Risk Assessment

5 C's of Credit: Character, Capacity, Capital, Collateral, Conditions. Financial statement analysis evaluates liquidity, profitability, and leverage. Trade references provide payment history from other suppliers. Credit bureau scores predict default probability. Industry benchmarks compare customer performance to peers. Ongoing monitoring detects deterioration signals.

Collections Best Practices

Contact customers before invoices are due to confirm receipt. Use multiple communication channels: email, phone, portal notifications. Personalize dunning messages based on customer relationship and history. Offer convenient payment options and early payment discounts. Document all promises to pay and follow up on missed commitments. Escalate systematically based on age and amount.

Technology in AR

ERP integration ensures real-time invoice and payment visibility. Customer portals reduce inquiry calls and improve satisfaction. Automated workflows route tasks based on rules and workload. AI predicts payment timing and identifies at-risk accounts. E-invoicing accelerates delivery and reduces disputes. Payment gateways enable online payments and auto-pay options.